(CRA) to help low- and modest-income households offset the Goods and Services Tax (GST) and Harmonized Sales Tax (HST).
As part of the quarterly payment cycle, the next round of deposits will land on October 3, 2025, bringing financial relief to millions of Canadians.
Eligible couples could receive up to $698, singles up to $533, and families an additional $184 per child under 19.
How Much Can You Receive in October 2025?
For the July 2025 to June 2026 benefit period, maximum payments are:
- $698 for married/common-law couples
- $533 for single individuals
- $184 per child under 19 years
The actual amount you receive depends on family net income. Those with higher incomes may see reduced or no credit, while lower-income families benefit the most.
October 2025 Payment Date
The CRA issues GST/HST credits quarterly, and the next scheduled date is October 3, 2025. Payments are typically delivered through direct deposit or by mailed cheque, depending on the recipient’s preference.
If October 3 falls on a weekend or holiday, the deposit may arrive on the closest business day.
Eligibility Requirements
To qualify for the $698 GST/HST Credit, applicants must:
- Be a Canadian resident for income tax purposes.
- Be at least 19 years old.
- If under 19, meet at least one of the following:
- Have a spouse/common-law partner.
- Be a parent and live with your child.
Eligibility is based on your net income reported in the prior year’s tax return. Filing taxes is mandatory, even if you had no income.
Automatic Payments – No Application Needed
One of the biggest advantages of the program is that no separate application is required for most Canadians.
As long as your tax return is filed and your personal information is up to date with CRA (including marital status and children’s details), the payment will be deposited automatically.
Inclusion of Provincial and Territorial Benefits
In many cases, provincial and territorial credits are included with the federal GST/HST payment. Examples include:
- Ontario Sales Tax Credit
- Nova Scotia Affordable Living Tax Credit
- BC Climate Action Tax Credit
This bundling makes it easier for recipients, as credits are delivered together in one payment.
Quick Facts
| Category | Details |
|---|---|
| Next Payment Date | October 3, 2025 |
| Benefit Type | GST/HST Tax Credit |
| Maximum Credit Amounts | $698 for couples; $533 for singles; $184 per child under 19 |
| Eligibility Requirements | Must be a Canadian resident, at least 19 years old, and file a tax return |
| Application Needed? | No – payments are automatic if CRA has correct tax information |
| Frequency | Quarterly payments – January, April, July, and October |
| Includes | Some provincial/territorial credits combined with GST/HST Credit |
Why October 2025 Matters
- End-of-year budget support: The October payment comes at a time when households face higher utility, heating, and back-to-school expenses.
- Consistency and reliability: Payments are quarterly and predictable, helping families budget.
- Fair distribution: Based on income and family size, ensuring relief goes to those who need it most.
The $698 GST/HST Credit in October 2025 is an essential support tool for many Canadian families and individuals, ensuring sales taxes do not disproportionately impact low- and modest-income households.
With a maximum of $698 for couples, $533 for singles, and $184 per child under 19, the payment will arrive on October 3, 2025. Best of all, there’s no need to reapply—if you’re eligible and filed your taxes, the payment will be deposited directly.
FAQs
The next payment is on October 3, 2025, as part of the quarterly cycle.
Up to $698 for couples, $533 for singles, and $184 per child under 19, depending on your family net income.
No. Payments are issued automatically if you file your taxes and meet the eligibility criteria.