The Canada Revenue Agency (CRA) has officially confirmed the direct deposit schedule for September 2025.
Millions of Canadians who depend on federal and provincial support programs will see payments deposited directly into their bank accounts, offering faster and more secure access compared to mailed cheques.
From the Canada Child Benefit (CCB) to Old Age Security (OAS), several programs will deliver financial support throughout the month.
Here’s a detailed breakdown of payment dates, eligibility requirements, and how much you’ll receive in September 2025.
Confirmed Direct Deposit Dates for September 2025
| Benefit Program | Payment Date | Key Recipients |
|---|---|---|
| GST/HST Credit (Quarterly) | September 5, 2025 | Low- to moderate-income households |
| Ontario Trillium Benefit (OTB) | September 10, 2025 | Ontario residents eligible for provincial tax credits |
| Canada Child Benefit (CCB) | September 20, 2025 | Families with children under 18 |
| Canada Pension Plan (CPP) | September 27, 2025 | Retired workers and contributors |
| Old Age Security (OAS) | September 27, 2025 | Seniors aged 65+ |
| Veterans’ Pensions | Throughout September | Eligible veterans and families |
| Other Provincial Supports | Varies by region | Depending on provincial eligibility |
With these confirmed dates, households, seniors, and families can plan ahead knowing exactly when funds will arrive.
Who Qualifies for These Direct Deposits?
Each program has specific eligibility rules:
- CCB: Parents or guardians with children under 18 who have filed taxes.
- GST/HST Credit: Low- to moderate-income Canadians who filed taxes.
- CPP: Retirees who contributed to the Canada Pension Plan during their working years.
- OAS: Seniors aged 65+ meeting Canadian residency requirements.
- OTB: Ontario residents eligible for provincial credits.
- Veterans’ Pensions: Former Canadian Armed Forces members and families meeting disability or service criteria.
How Much Will Canadians Receive in September 2025?
The payment amounts vary by program, family income, age, and contribution history. Below is a detailed overview:
1. Canada Child Benefit (CCB)
- Maximum annual payment per child under 6: $7,787
- Maximum annual payment per child aged 6–17: $6,570
- Paid monthly; actual amounts depend on adjusted family net income.
2. GST/HST Credit
- Maximum annual payment: $519 for a single individual
- Couples: Up to $680 combined
- Additional amounts available for children under 19.
3. Canada Pension Plan (CPP)
- Maximum monthly retirement pension in 2025: $1,433.01
- Actual benefit depends on lifetime contributions and retirement age.
4. Old Age Security (OAS)
- Seniors aged 65–74: Maximum $713.34 per month
- Seniors aged 75 and older: Maximum $784.67 per month
- Indexed quarterly to inflation.
5. Ontario Trillium Benefit (OTB)
- Combines Ontario Sales Tax Credit, Energy and Property Tax Credit, and Northern Ontario Energy Credit.
- Average monthly amount: $360 or more, depending on income and household situation.
6. Veterans’ Pensions
- Vary based on disability level, service type, and dependents.
- Eligible recipients should check their My VAC Account for exact amounts.
Why Direct Deposit Matters
The CRA emphasizes the importance of direct deposit for all benefits because it is:
- Faster – Payments reach accounts immediately on the deposit date.
- Safer – Eliminates the risk of lost or stolen cheques.
- More reliable – Deposits are automatic once enrolled.
Canadians can register for direct deposit through their CRA My Account or via their financial institution. Once set up, all federal and provincial payments will be securely transferred each month.
Planning Ahead for September 2025
With confirmed direct deposit dates, Canadians can:
- Budget effectively for household expenses.
- Avoid delays by ensuring taxes are filed and information is up to date.
- Prepare for multiple payments—families may receive both CCB and GST/HST Credit in the same month, while seniors can expect CPP and OAS together.
These programs collectively support:
- Families with children
- Low- and moderate-income households
- Seniors living on retirement income
- Veterans and individuals with disabilities
The CRA’s confirmation of seven direct deposit benefits in September 2025 is a major relief for millions of Canadians.
From the Canada Child Benefit to Old Age Security and CPP, these payments provide vital financial support across all age groups. By understanding the payment dates, eligibility rules, and amounts, families and seniors can budget wisely and make the most of these programs.
Enrolling in direct deposit ensures payments are received quickly and securely, giving Canadians the stability they need to manage essential expenses.
FAQs
No. Each benefit has its own application process, but once approved, payments continue automatically if you remain eligible.
You must update your direct deposit information in CRA My Account or through your bank to avoid payment delays.
Yes. Many households receive more than one benefit (for example, CCB plus GST/HST Credit), and direct deposits are issued on the confirmed dates.