The Canada Revenue Agency (CRA) has officially confirmed the payment schedule for September 2025 under major benefit programs, including the Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS), Ontario Trillium Benefit (OTB), and the Canada Child Benefit (CCB).
These programs collectively support millions of Canadians—seniors, low-income families, parents, and Ontario residents—with direct financial assistance.
Understanding the exact payment dates, eligibility criteria, and benefit amounts is crucial for households that rely on these programs to manage daily expenses.
Overview of CRA Benefit Programs
The CRA administers multiple programs designed to support different segments of the population:
- CPP (Canada Pension Plan): Monthly retirement, disability, and survivor benefits for individuals who have contributed.
- OAS (Old Age Security): A monthly benefit for Canadians aged 65 and older.
- GIS (Guaranteed Income Supplement): Additional support for low-income seniors who receive OAS.
- OTB (Ontario Trillium Benefit): Combines three Ontario credits—OSTC, NOEC, and OEPTC—for eligible residents.
- CCB (Canada Child Benefit): Monthly tax-free payments to families with children under 18.
CRA Payment Benefits – Key Details
| Program | Administered By | Payment Frequency | September 2025 Payment Date |
|---|---|---|---|
| CPP | Canada Revenue Agency | Monthly | September 25, 2025 |
| OAS | Canada Revenue Agency | Monthly | September 25, 2025 |
| GIS | Canada Revenue Agency | Monthly (with OAS) | September 25, 2025 |
| OTB | Province of Ontario via CRA | Monthly | September 10, 2025 |
| CCB | Canada Revenue Agency | Monthly | September 19, 2025 |
Payment Dates for Each Benefit in 2025
Old Age Security (OAS)
OAS is a monthly payment for Canadians aged 65 or older who meet residency requirements. In September 2025, the OAS payment date is Thursday, September 25, 2025.
- Annual income limits have risen to $68,400 for most seniors.
- Payments are adjusted through quarterly indexation tied to inflation.
Canada Pension Plan (CPP)
CPP supports retirees, disabled contributors, and survivors of deceased contributors. The September 2025 CPP payment will also be deposited on September 25, 2025.
- Maximum retirement pension: $1,364.60 per month (at age 65).
- Maximum disability benefit: $1,606.78 per month.
- Survivor and children’s benefits vary depending on the contributor’s record.
Guaranteed Income Supplement (GIS)
GIS is an income-tested benefit paid in addition to OAS for low-income seniors. The September 2025 GIS payment is scheduled alongside OAS on September 25, 2025.
- Maximum monthly GIS for single seniors: up to $1,065.
- Amounts depend on marital status and combined income.
Ontario Trillium Benefit (OTB)
The OTB combines three provincial credits:
- Ontario Sales Tax Credit (OSTC)
- Ontario Energy and Property Tax Credit (OEPTC)
- Northern Ontario Energy Credit (NOEC)
The September OTB payment date is Wednesday, September 10, 2025. Amounts vary based on income, family size, and location.
Canada Child Benefit (CCB)
The CCB is a tax-free monthly payment for parents and guardians of children under 18. Payments are based on household income and number of children. The September 2025 CCB payment will be issued on Friday, September 19, 2025.
- Maximum annual CCB (per child under 6): $7,787.
- Maximum annual CCB (per child aged 6–17): $6,570.
- Benefits are reduced progressively as family income rises above the threshold.
The CRA’s confirmation of the CPP, OAS, GIS, OTB, and CCB September 2025 payment schedule provides much-needed clarity for Canadians.
Whether you’re a retiree, a parent, or a low-income household, these programs ensure financial support reaches you on time.
With direct deposits scheduled for September 10, 19, and 25, millions can plan their monthly budgets with confidence.
FAQs
Both CPP and OAS payments will be deposited on September 25, 2025. GIS is also issued on this date.
The CCB payment is scheduled for September 19, 2025, helping parents manage household and childcare expenses.
No, once enrolled, payments are automatically issued. However, recipients must file taxes annually to maintain eligibility.