Managing money is not always easy, especially when the cost of daily needs like food, bills, and transportation keeps rising. To help with this, the Government of Canada provides the GST/HST Credit, a tax-free payment made every three months.
This benefit is aimed at low- and modest-income families and individuals. In September 2025, many Canadians will receive a $179 GST/HST Credit deposit, which can make a big difference in covering everyday expenses.
Let’s look at the payment details, who qualifies, and how you can make sure you receive it on time.
When Will the September 2025 GST/HST Credit Be Paid?
The Canada Revenue Agency (CRA) sends this credit four times a year. For September 2025, the payment date is:
- Friday, September 5, 2025
Those who use direct deposit will see the money in their bank account on the same day. People who get cheques might have to wait a little longer because of mailing delays.
How Much Will You Get?
The amount of credit depends on your family income, marital status, and number of children. Here’s a breakdown of the September 2025 payment:
| Household Type | Payment (Quarterly) | Payment (Yearly) |
|---|---|---|
| Single (no children) | $179 | $716 |
| Married/Common-law couple | Up to $233 | Up to $932 |
| Additional per child under 19 | $61 each | $244 each |
The CRA automatically calculates this amount based on your tax return.
Who Qualifies for the GST/HST Credit?
To receive the September 2025 GST/HST credit, you need to meet these rules:
- Residency: You must live in Canada for tax purposes.
- Age/Family Status: You must be 19 or older, or have a spouse/common-law partner, or be a parent living with a child.
- Income: Families with lower income get the maximum credit. Higher-income families may get reduced or no payment.
- Tax Filing: You must file an income tax return every year, even if you have no income.
No separate application is needed — the CRA checks your eligibility from your tax return.
How Is the Payment Calculated?
The CRA looks at these factors:
- Adjusted family net income: Lower income = higher credit.
- Marital status: Couples have different thresholds than singles.
- Children under 19: More children increase the total credit.
Since payments are made every three months, each installment covers one-quarter of the total yearly amount.
Why This Payment Matters in September 2025
The September 5, 2025 credit is the third payment for the 2025–2026 benefit year. For many Canadians, this money helps pay for essentials like groceries, rent, and utility bills.
When combined with other benefits like the Canada Child Benefit (CCB) or Old Age Security (OAS), the GST/HST Credit helps families and seniors stay financially stable throughout the year.
Tips to Make Sure You Receive the Credit
- File your taxes on time every year.
- Update your personal details (address, marital status, dependents) with CRA.
- Sign up for direct deposit to avoid delays.
- Check CRA notices to confirm your credit amount.
The $179 GST/HST Credit deposit on September 5, 2025 is more than just a small payment — it is a vital support for many Canadians. By filing taxes on time, keeping your information updated, and using direct deposit, you can make sure this benefit reaches you without any trouble.
With quarterly payments, the GST/HST Credit continues to ease financial stress for low- and modest-income households across the country.
FAQs
No, the CRA automatically checks your eligibility when you file your tax return.
Yes, but you must still file your income tax return to qualify.
If you use cheques, postal delays may happen. For faster payments, register for direct deposit with the CRA.