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Triple Pension Payments: September 2025 will be a special month for Canadian seniors. For the first time this year, three major retirement benefits — the Canada Pension Plan (CPP), Old Age Security (OAS), and the Guaranteed Income Supplement (GIS) — will all be paid on the same day.
This is a big relief for retirees who depend on these payments to manage living costs, especially with rising inflation.
In this guide, you’ll find out the confirmed payment dates, how much you can expect, and who is eligible for these programs.
What Are CPP, OAS, and GIS?
Canada Pension Plan (CPP)
- A monthly pension based on contributions during your working years.
- Payments depend on how much you paid and how long you contributed.
- You can start as early as 60 (reduced) or delay until 70 (higher).
Old Age Security (OAS)
- A monthly benefit for Canadians aged 65 or older.
- Funded through taxes and not linked to your job history.
- Adjusted every 3 months to keep up with inflation.
Guaranteed Income Supplement (GIS)
- A non-taxable payment for low-income seniors.
- Amount depends on income and marital status.
- You must be receiving OAS to qualify.
September 2025 Pension Payment Dates
Triple Pension Payments: The Government of Canada has confirmed that all three benefits will be paid on the same date:
| Benefit | Payment Date |
|---|---|
| CPP | September 25, 2025 |
| OAS | September 25, 2025 |
| GIS | September 25, 2025 |
For seniors who qualify for more than one program, the payments will arrive together on September 25, making it easier to manage household expenses.
How Much Can You Receive in September 2025?
Canada Pension Plan (CPP)
- Maximum monthly retirement pension: $1,433.01.
- Actual payment depends on your lifetime contributions and retirement age.
Old Age Security (OAS)
- For July–September 2025:
- $713.34 for seniors aged 65–74.
- $784.67 for seniors aged 75 and older.
Guaranteed Income Supplement (GIS)
- For July–September 2025:
- Single seniors: up to $1,065.47.
- Couples (both on OAS): up to $641.35 each.
In total, a low-income senior receiving CPP, OAS, and GIS could receive more than $3,200 per month.
Eligibility Rules
CPP Eligibility
- Must have contributed during your working years.
- Must be at least 60 years old.
- Payment size depends on your contributions and average earnings.
OAS Eligibility
- At least 65 years old.
- Lived in Canada for at least 10 years after age 18 (40 years for full OAS).
- Must be a Canadian citizen or legal resident.
GIS Eligibility
- Must be receiving OAS.
- Income must be below the GIS threshold (updated annually).
- Must file your tax return every year to stay eligible.
Why September 2025 Matters for Seniors
This month is significant because seniors will receive a triple pension boost on the same day. With food, rent, and utility costs continuing to rise, these payments will help ease financial stress for millions of Canadians.
Seniors should also consider signing up for direct deposit, which ensures that money arrives safely and on time without worrying about lost or delayed cheques.
The confirmed September 25, 2025 pension payment date is good news for Canadian retirees. Receiving CPP, OAS, and GIS together offers financial stability at a time when many households are struggling with high costs.
For seniors who qualify, these payments can total over $3,200 per month, providing much-needed support. If you are nearing retirement or already receiving benefits, make sure your information is up-to-date with the CRA and ESDC to avoid delays.
FAQs
All three benefits will be paid on September 25, 2025.
Depending on income and eligibility, seniors could receive over $3,200 per month.
No, but you must file your annual tax return to keep receiving GIS.